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Spring Homebuying 2025 Newsletter
By Alterna Team
April 10, 2025

If you’re putting 20% down on a property and taking out a conventional mortgage, you have a significant decision to make: should you go with the 25-year or 30-year mortgage?

On June 10, 2019, two Black visionaries, business students from George Brown College, embarked on a mission to address a critical issue: the underrepresentation of Black and racialized entrepreneurs in programs and services, especially in financial inclusion.

In recent years, Canadians have been dealing with higher interest rates amid a prolonged period of surging inflation. The Bank of Canada (BoC) raised its key policy rate from 0.25% in March 2020 to 5% in July 2023 – a level the BoC had maintained until announcing on June 5, 2024, that its key policy rate is declining by 0.25%, to 4.75%.

Planning a wedding can be one of the most exciting times in your life, but it can also be financially challenging. With careful planning and smart saving, you can create a beautiful day without breaking the bank.

Since 1993, the heart of West Toronto has benefited from the presence of the Christie Ossington Neighbourhood Centre (CONC). Providing supports to the underserved, their goal is to uplift and empower the most vulnerable members of the community, including Toronto’s 2SLGBTQIA+ youth.

Some of the hardest estate planning decisions are not about dollar values, but about personal values. A prime example is the family vacation property, where the memories are many, and the mere mention of letting go can be painful.