Homebuying


As children grow up and leave home, many empty nesters find themselves reconsidering their living situation. Whether it's about making life easier, being closer to family, or preparing for the future, downsizing or relocating can offer numerous benefits.

To help Canadians, particularly first-time buyers, more easily afford a home purchase, the federal government recently announced significant rule changes regarding mortgage qualifications.

With mortgage rates still above 5%, deciding whether to buy now or wait requires careful consideration of several factors.

If you’re in the market for a home, don’t leave money on the table when saving for your down payment. We’re sharing the different tools you have available to you as a Canadian first time home buyer to save in the most tax-advantaged way.

If you’re putting 20% down on a property and taking out a conventional mortgage, you have a significant decision to make: should you go with the 25-year or 30-year mortgage?

Canadian real estate prices continue to show strength, and interest rates are on the rise – which means that the cost of owning your own home keeps rising, too. If you’re trying to save up for a home purchase, it can seem an insurmountable goal. But there are some accounts and tax breaks that are designed to help.