Important Security Notice: Be aware of unauthorized individuals falsely offering Term Deposits/GICs on behalf of Alterna Bank and Alterna Savings. The Financial Services Regulatory Authority (FSRA) has also warned about fraudulent documents. Protect your finances: Learn how
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Credit Cards
We have credit cards to suit your lifestyle.
With benefits like no annual fees, low interest rates and great rewards, Alterna credit cards give you a range of choices to suit any budget. See a full range of Credit Card options below.
Current Promotions
0% Balance Transfer for 9 months**
Get up to 2,000 Flex Rewards Welcome Points with Centra Gold***
Credit Card Options
Contact us today and we can help you pick the right option for your needs.
or call us at 1.877.560.0100
Making purchases is easier than ever.
Alterna Savings credit cards now offer Apple Pay, Google Pay™ and Samsung Pay®. No matter which way you pay, you’re protected by our online security and will continue to earn eligible rewards.
For more details, please visit our Ways to Pay page.



Introducing CardWise, the new way to manage your Alterna Savings credit card with security and ease.
Use the mobile app or online platform to view your balance, customize transaction alerts and controls, block merchants, and more – all in one place. Make the switch from MyCardInfo today!
Download the CardWise Mobile App for both iPhone and Android to get the most from your Alterna Savings credit card.
Alterna Savings Visa* Credit Cards can give you more than convenient purchasing power and great benefits like points rewards1. Visa* Credit Cards also provide the added benefit of insurance.
Visa* Card Insurance benefits:
- Protection on most items purchased with your card2
- Doubles the manufacturer’s warranty2
- 90 days purchase protection on purchases made with your card2
- Mobile device insurance2
- Auto rental collision/loss insurance2
- Emergency health care coverage3
- Trip cancellation insurance3
- Lost or delayed baggage coverage3
- Accident protection3
- 24/7 travel assistance3
See Alterna Savings complete selection of Visa* Cards for more information on the available insurance features.
Articles

How much do you know about credit cards
Credit Cards are convenient, widely accepted, and offer plenty of incentives. Understanding how they work is the best way to reap their benefits.

How does a balance transfer work?
Balance transfers offer a great opportunity to manage credit card debt and help get your finances under control.

Understanding the Key Factors of a Good Credit Score and Its Importance
Understanding the factors that contribute to a good credit score and why it is essential is paramount for financial well-being.
How can we help?
Subject to credit approval.
1Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
2Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
3Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.
The Alterna Visa credit card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
™Google and the Google Pay logo are trademarks of Google LLC.
®Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.
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