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Accounts

Chequing

Chequing account packages that work for you.

Choose a convenient banking package that suits your needs. If you have more than one chequing account, you can choose a different package for each account.

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with up to $600* in rewards.

Open an eligible account and complete the qualifying criteria.

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Chequing Account Banking Packages

Basic

Perfect for a low volume, consistent user.

Features:

    • Monthly day-to-day transactions: 20

    • Monthly fee: $4

    • Senior Discount 60+: $0

    • Monthly fee waived with $1,000 minimum balance: Yes

Value

Ideal for a moderate number of monthly transactions.

Features:

    • Monthly day-to-day transactions: 35

    • Monthly fee: $10

    • Senior Discount 60+: $5

Unlimited

Great for active account users.

Features:

    • Monthly day-to-day transactions: Unlimited

    • Monthly fee: $14

    • Senior Discount 60+: $7

Pay as you go 

Ideal for low or occasional users.

Features:

    • Monthly day-to-day transactions: Pay per use

    • Monthly fee: $0

Youth Start

Created especially for users age 18 and under.

Features:

    • Monthly day-to-day transactions: 30

    • Monthly fee: $0

Student Life

Designed for post secondary students.

Features:

    • Monthly day-to-day transactions: Unlimited

    • Monthly fee: $0

Contact us today and we can help you pick the right option for your needs.

Book an Appointment

or call us at 1.877.560.0100

Easy Access

  • Cheques
  • Bill payments (in-branch, online, mobile and telephone)
  • Debit card payments (point of sale)
  • Alterna, ACCULINK® and THE EXCHANGE® Network ATM withdrawals and transfers
  • In-branch withdrawals

 

Safe & Secure

  • Pre-authorized payments
  • Interac e-Transfer® (send and receive payments)
  • Transfers (in-branch, online, mobile and telephone)

External Account Transfers

Moving money from one account to another should be easy. External Account Transfers let you link accounts from different financial institutions, so you can transfer funds easily and securely!

Download External Account Transfer authorization form (PDF)


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Personal Service Fees

At Alterna, our members always come first. We’ve always believed that being upfront and honest is the most respectful way to provide important information. That’s why everything you need to know about our current service fees and account features can be found here:

Service Fees

Direct Deposit Form

To set up direct deposits or pre-authorized debits, download and complete this form and submit it to your employer/pension provider or billing company.

Direct Deposit/Pre-authorized debit form (PDF)

Overdraft Protection Plans

Add overdraft protection to your Alterna chequing account and enjoy the peace of mind of knowing you’ll have access to extra funds when you need them. No longer worry about your account becoming overdrawn if you accidentally don’t have enough money in your account to clear outstanding cheques, pre-authorized debits and debit card transactions. Your overdraft protection will automatically come into effect to cover any shortfall up to your approved overdraft limit. Choose from our Monthly or Pay-Per-Use plans.

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Ways to Bank

Interac e-Transfer®

Interac e-Transfer®

External Account Transfers

External Account Transfers

Online Banking

Online Banking

Mobile Banking

Mobile Banking

Debit Cards

Debit Cards

Articles

What’s the difference between a chequing and savings account?

There are many benefits to having both a savings and chequing account. Learning to use these two types of accounts jointly can help you reap the benefits of both!

Read More

The Benefit of Multiple Bank Accounts

Using multiple accounts can help you keep track of and manage your spending. Still not convinced? Read on. It's simpler than you think.

Read More

Choosing the right chequing account

There are lots of options when it comes to chequing accounts. So, how do you pick? This is where you need to do some homework and where we can help.

Read More
View More

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TFSA
A tax-free savings account (TFSA) is so much more than a regular savings account. Your savings grows tax-free, and you can use it to hold a variety of investments. Open one today to help you reach all of your investing goals.

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Term Deposit
No matter what your investment plans, Alterna has a term deposit that’s right for you. With great rates and flexible terms from 60 days to 5 years, you can select the product that will work best for your needs. 

Learn More

Savings Account
A savings account is a good place to park money for a “rainy day” or to store cash before making a major investment decision. Get easy access to your savings while earning interest.

Learn More

US Chequing Account
Enjoy the convenience of banking in US dollars with Alterna's all-in-one chequing and savings account.  Earn interest on balances over $200, make purchases and write cheques in US dollars. 

Book an Appointment

How can we help?

Get Started

Get Started

Book an Appointment

Book an Appointment

Call Us 1.877.560.0100

Call Us 1.877.560.0100

*US Dollar chequing accounts can only be opened in-branch.

**Application is subject to credit approval

Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.
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1.877.560.0100
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getintouch@alterna.ca
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