Accounts

Student Banking Solutions

Get great rates and personalized advice on our student banking products.

Student Chequing

We're saying welcome with up to $1501. Open an eligible account and complete the qualifying criteria. You get unlimited day-to-day transactions and pay NO monthly fee.

Credit Card Options

Looking for your first credit card as a student? Earn rewards, get cash back or a low-rate option, you choose.

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Cash Back

An essential companion

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Classic

A no annual fee, low rate option

Contact us today and we can help you pick the right option for your needs.

Student Line of Credit

Our student line of credit is a great option for eligible students currently enrolled in full- or part-time post-secondary studies at an accredited Canadian university or college. It provides an easy solution to cover expenses such as tuition, books and living costs.

Features and Benefits:

 Access up to $10,000 per year, up to a maximum of $40,000 over four years of study*

 Make interest-only payments while in school and up to one year after graduation

✓ Competitive interest rates (we have some of the lowest interest rates in the market)

Try Self-Directed Investing with our partner, Qtrade

Get up to 5% Cash Back**


You’ve got big dreams. Goals for your future. Pursue them with the confidence that comes from expanded knowledge and expert insights. And from tools that help guide your investment decisions.


Ready to make your money move? To qualify, simply set up an automatic pre-authorized contribution of at least $50.

  • Pay no quarterly admin fee
  • Get discounted trading commissions of $7.75
  • Have access to 100 commission-free ETFs
  • No account minimums, so you can start small if you need to
  • For investors aged 18 to 30

Articles

How much do you know about credit cards

Credit Cards are convenient, widely accepted, and offer plenty of incentives. Understanding how they work is the best way to reap their benefits.

Get approved for a Line of Credit or Loan

Loans and lines of credit have lots of similarities but there are some differences. Understanding these differences is the first step towards getting approved.

Key factors of a good credit score

Understanding the factors that contribute to a good credit score and why it is essential is paramount for financial well-being.

How can we help?

1Terms and conditions. The offer period begins on January 1, 2025, at 12:01 a.m. Eastern Time and ends on December 31, 2025, at 11:59 p.m. Eastern Time (the “Offer Period”). 

*Approval and credit limit are subject to Alterna’s credit approval criteria.

** Click here for terms and conditions.

Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.
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