Choose a convenient banking package that suits your needs. If you have more than one chequing account, you can choose a different package for each account.

• Easy access with online, mobile app and telephone banking
• Deposit a cheque on the go using our mobile banking app on your smartphone or tablet
• Debit card to pay for purchases or withdraw cash
• Surcharge-free access to over 43,000 ATMs in North America with THE EXCHANGE® Network in Canada and Allpoint Network in the US
• Safety and security—eligible deposits are insured up to the maximum amount covered by the Financial Services Regulatory Authority of Ontario (FSRA)

Enjoy the convenience of banking in US dollars and control when to convert your funds.

• An all-in-one chequing and savings account
• Great for day-to-day banking in US dollars
• Earn interest on balances over US$200
• Pay for items and write cheques in US dollars
• Reduces currency exchange risk

A high-interest savings account that helps you reach your savings goals faster.

• No minimum balance required—start saving right away
• Easy access with online, mobile app and telephone banking
• One free debit transaction per month
• Interest is calculated daily and paid monthly
• Safety and security—eligible deposits are insured up to the maximum amount covered by the Financial Services Regulatory Authority of Ontario (FSRA)
  

Get easy access to your savings while earning interest.

• No minimum balance required—start saving right away
• Easy access with online, mobile app and telephone banking
• Two free debit transaction per month
• Interest is calculated daily and paid monthly
• Safety and security—eligible deposits are insured up to the maximum amount covered by the Financial Services Regulatory Authority of Ontario (FSRA)

There are many benefits to having both a savings and chequing account. Learning to use these two types of accounts jointly can help you reap the benefits of both!

Using multiple accounts can help you keep track of and manage your spending. Still not convinced? Read on. It's simpler than you think.

Creating a budget doesn't need to be complicated. We've simplified the process into five easy steps.