Accounts

Seniors Banking Solutions

Supporting seniors’ banking needs, and those who love and care for them, is fundamental to building stronger communities. This is why Alterna offers easy ways to manage your money and ensures equitable access to all our members no matter how they choose to bank with us.

Senior Chequing Account Banking Packages

Basic

Perfect for a low volume, consistent user.

Features:

    • Monthly day-to-day transactions: 20
    • Monthly fee: $4

    • Monthly Fee with Senior Discount 60+: $0
    • Monthly fee waived with $1,000 minimum balance: Yes

Value

Ideal for a moderate number of monthly transactions.

Features:

    • Monthly day-to-day transactions: 35
    • Monthly fee: $10

    • Monthly Fee with Senior Discount 60+: $5

Unlimited

Great for active account users.

Features:

    • Monthly day-to-day transactions: Unlimited
    • Monthly fee: $14

    • Monthly Fee with Senior Discount 60+: $7

Pay as you go 

Ideal for low or occasional users.

Features:

    • Monthly day-to-day transactions: Pay per use
    • Monthly fee: $0

Contact us today and we can help you pick the right option for your needs.

Travel Insurance

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Whether you are travelling across Canada or around the world, an unexpected event can quickly bring you back to reality and potentially cost you thousands of dollars. Protect yourself with coverage options that fit your lifestyle.

  • Up to $10 million in out-of-province coverage for emergency hospital and doctor visits
  • Trip interruption and cancellation plans
  • 24/7 access to multi-lingual emergency travel assistance

Ways to Bank

We’re dedicated to making sure your member experience is the best it can be. If you cannot visit your nearest branch, you have options – you can call our contact centre or use one of our digital banking options.

Seniors Support Centre

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Alterna’s public website and internal information resources provide tools and resources designed to increase visibility and education around the unique banking needs of seniors.

Financial Planning

Calculators

Articles

All about Estate Planning

If you’ve been thinking about estate planning and leaving an inheritance to your family and perhaps other heirs, kudos for being proactive.

How to transfer your RRSP to a RRIF

As you near retirement, it will be time to start thinking about winding down your registered retirement savings plan (RRSP).

Safeguarding Your Personal Information

Protecting yourself from fraud requires your diligence all year long. We wanted to provide you with some tangible ways you can safeguard your personal information and proactively detect fraudsters.

How can we help?

Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.
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