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Global Diversified Guaranteed Return
Alterna’s MarketTracer® Term Deposit – Global Diversified Guaranteed Return is similar to a regular term deposit, but the return is based on the market performance of twenty large corporations representing economic sectors in the developed countries. That means you can participate in the performance of twenty global companies while guaranteeing 100% of your principal investment. On top of it all you’ll receive a guaranteed minimum return paid annually!
For more information or to invest in the Alterna MarketTracer® Term Deposit – Global Diversified Guaranteed Return, contact us.
Product Information
The composition and weightings of the Global Diversified Guaranteed Return is provided below.
Alterna’s MarketTracer® Term Deposit – Global Diversified Guaranteed Return At a Glance | |||||||||
|---|---|---|---|---|---|---|---|---|---|
Sales Period: | March 18, 2025, to May 19, 2025 | ||||||||
Index | Equal weighting of 20 large corporations representing economic sectors in the developed countries | ||||||||
Term (non-redeemable) | 5 Year | ||||||||
Minimum Investment | $500 | ||||||||
Principal Guaranteed | Yes | ||||||||
Guaranteed Annual Return | 2.00% | ||||||||
Guaranteed Cumulative Appreciation | 10.00% | ||||||||
Maximum Cumulative Appreciation | 50.00% | ||||||||
Market Participation | 100% | ||||||||
Plan Eligibility | RRSP and TFSA | ||||||||
Sector | Weighting |
|---|---|
Financials | 20% |
Communications | 15% |
Technology | 15% |
Consumer Staples | 10% |
Health Care | 10% |
Consumer Discretionary | 10% |
Materials | 5% |
Energy | 5% |
Utilities | 5% |
Industrials | 5% |
Country | Weighting |
|---|---|
Canada | 25% |
Japan | 20% |
Australia | 10% |
United States | 10% |
Finland | 5% |
France | 5% |
Norway | 5% |
Netherlands | 5% |
Switzerland | 5% |
Sweden | 5% |
United Kingdom | 5% |
Alterna’s MarketTracer® Term Deposit – Global Diversified Guaranteed Return is right for you if you:
- Are looking for the potential to earn higher returns associated with the performance of twenty large corporations representing economic sectors in the developed countries
- Want to diversify your investment portfolio
- Want peace of mind knowing your principal is protected
- Will not need access to your funds during the term of the investment
Fact Sheet & Performance
Product Fact Sheet (PDF)
Take a look at our current Global Diversified Guaranteed Return Performance (PDF)
Global Diversified Guaranteed Return Market Tracer Past Performance (PDF)
Benefits
- Guaranteed Minimum Return: No matter what happens in the market you’ll receive a minimum return paid annually on the anniversary of your term, guaranteed!
- Growth Potential: Higher return potential based on the performance of some of the largest corporations across many economic sectors in the developed countries
- Diversification: Participation in the performance of 20 global securities
- No Fees or Commissions
- Peace of mind: Guaranteed principal, no risk to your initial investment
Return Calculation and Example
Example of Return Calculation at Maturity (5-year term)
* The return is presented for information purposes only and is not indicative of future performance. The maximum cumulative return of this example investment is 13.00%. If the return at maturity is higher than 13.00%, the return paid will be 13.00%.
Definitions:
Principal: The amount of the Initial Deposit
CP²: The average closing price of each security on April xx, 2020, May xx, 2020 and June xx, 2020 (or the following business day if no reading takes place on this security on any of these dates).
CP¹: The price of each security at closing on June xx, 2015 (or the following business day if no reading takes place on this security on this date).
S1 to S20: Each one of the twenty (20) securities listed below.
100%: The rate of participation in the growth of the basket of securities.
Alterna refers Alterna Savings and Credit Union Limited (operating as Alterna Savings).
* 10.00% refers to the minimum cumulative return of the 5 Year term (2.00% guaranteed annual return). 50.00% refers to the maximum cumulative return possible on the 5 Year term. Minimum investment $500. Rate subject to change without notice. See in branch for details.
At Alterna Savings, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).
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