Alterna - Canadian Financial Services Guaranteed Return

Alterna’s MarketTracer® Term Deposit - Canadian Financial Services Guaranteed Return is similar to a regular term deposit, but the return is based on the performance of eight major Canadian financial institutions. That means you can participate in the performance of the Canadian financial services market while guaranteeing 100% of your principal investment. On top of it all you receive a guaranteed minimum return paid annually!

For more information or to invest in the Alterna MarketTracer® Term Deposit - Canadian Financial Services Guaranteed Return, contact us.

Alterna’s MarketTracer® Term Deposit - Canadian Financial Services Guaranteed Return at a glance
Sales Period:	March 18, 2025, to May 19, 2025
Index	Equal weighting of eight major Canadian financial institutions
Term (non-redeemable)	3 Year	5 Year
Minimum Investment	$500	$500
Principal Guaranteed	Yes	Yes
Guaranteed Annual Return	1.67%	1.50%
Guaranteed Cumulative Appreciation	5.00%	7.50%
Maximum Cumulative Appreciation	30.00%	Unlimited %
Market Participation	100%	100%
Plan Eligibility	RRSP and TFSA	RRSP and TFSA

Financial Institution	Weighting
Bank of Montreal	12.5%
Canadian Imperial Bank of Commerce	12.5%
Intact Financial Corporation	12.5%
Manulife Financial Corporation	12.5%
National Bank of Canada	12.5%
Royal Bank of Canada	12.5%
Sun Life Financial Inc.	12.5%
The Toronto-Dominion Bank	12.5%

Definitions:

Principal: The amount of the Initial Deposit

CP²: The average closing price of each security on April xx, 2018, May xx, 2018 and June xx, 2018 (or the following business day if no reading takes place on this security on any of these dates).

CP¹: The price of each security at closing on June xx, 2015 (or the following business day if no reading takes place on this security on this date).

S1 to S8: Each one of the eight (8) securities listed below.

100%: The rate of participation in the growth of the basket of securities.

Legal

Alterna refers Alterna Savings and Credit Union Limited (operating as Alterna Savings).

* 5.00% refers to the minimum cumulative return of the 3 Year term (1.67% guaranteed annual return). 30% refers to maximum cumulative return possible on the 3 Year term. 7.50 % Refers to the minimum cumulative return of the 5 year term (1.50% guaranteed annual return). Rate subject to change without notice. See in branch for details.

At Alterna Savings, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).