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Rates
MarketTracer
Looking for a safe investment with the potential for higher returns? Alterna’s MarketTracer may be for you. The MarketTracer is similar to a term deposit, but the performance is linked to a specific market index or group of stocks. So your principal is 100% guaranteed and you can benefit from the potentially higher returns a market investment can provide.
Invest with confidence and peace of mind with Alterna's MarketTracer Term Deposits.
Current Series Information
Canadian Financial Services Guaranteed Return | |||||||||
|---|---|---|---|---|---|---|---|---|---|
Sales Period: | March 18, 2025, to May 19, 2025 | ||||||||
Index | Equal weighting of eight major Canadian financial institutions | ||||||||
Term (non-redeemable) | 3 Year | 5 Year | |||||||
Minimum Investment | $500 | $500 | |||||||
Principal Guaranteed | Yes | Yes | |||||||
Guaranteed Annual Return | 1.67% | 1.50% | |||||||
Guaranteed Cumulative Appreciation | 5.00% | 7.50% | |||||||
Maximum Cumulative Appreciation | 30.00% | Unlimited% | |||||||
Market Participation | 100% | 100% | |||||||
Plan Eligibility | RRSP and TFSA | RRSP and TFSA | |||||||
Global Diversified Guaranteed Return | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
Sales Period: | March 18, 2025, to May 19, 2025 | |||||||||
Index | Equal weighting of 20 large corporations representing economic sectors in the developed countries | |||||||||
Term (non-redeemable) | 5 Year | |||||||||
Minimum Investment | $500 | |||||||||
Principal Guaranteed | Yes | |||||||||
Guaranteed Annual Return | 2.00% | |||||||||
Guaranteed Cumulative Appreciation | 10.00% | |||||||||
Maximum Cumulative Appreciation | 50.00% | |||||||||
Market Participation | 100% | |||||||||
Plan Eligibility | RRSP and TFSA | |||||||||
FSRA Eligible | Yes | |||||||||
Canadian Financial Services Guaranteed Return
* 5.00% refers to the minimum cumulative return of the 3 Year term (1.67% guaranteed annual return). 30% refers to maximum cumulative return possible on the 3 Year term. 7.50 % Refers to the minimum cumulative return of the 5 year term (1.50% guaranteed annual return). Rate subject to change without notice. See in branch for details.
Global Diversified Guaranteed Return
* 10.00% refers to the minimum cumulative return of the 5 Year term (2.00% guaranteed annual return). 50.00% refers to the maximum cumulative return possible on the 5 Year term. Minimum investment $500. Rate subject to change without notice. See in branch for details.
Insurable deposits covered by the Financial Services Regulatory Authority of Ontario (FSRA).
At Alterna Savings Credit Union, insurable non-registered deposits are covered up to $250,000. Insurable deposits in registered accounts have unlimited deposit coverage
For further information on deposit insurance, please ask for a brochure at the credit union or visit FSRA’s website at www.fsrao.ca
The rates above are for general informational purposes only, and are subject to change or withdrawal at any time without notice. For more information, and to find out more about our product terms, conditions, and application process, please visit us in branch, or call us at 1.877.560.0100.
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