Avis de sécurité important : Attention aux personnes non autorisées qui proposent faussement des dépôts à terme et des CPG au nom de la Banque Alterna et de l'Épargne Alterna. L'Autorité de régulation des services financiers (FSRA) a également mis en garde contre les documents frauduleux. Protégez vos finances : Sachez comment
Micro Business Banking Package
Banking for Entrepreneurs and Small Business Owners
When you are starting or running a business, it's easy to get caught up in day-to-day operations and put off taking care of your business and personal long-term financial health.
Our Micro Business Banking Package was created as part of our award-winning Community Microfinance Program to provide entrepreneurs access to holistic financial advice and customized product offerings designed to help you build and grow your business.
The Micro Business Banking Package includes:

Business Basic Account
Features:
- Monthly fee: No monthly fee for 6 months¹
- 15 day-to-day transactions²
- Your choice of monthly, quarterly, or annual e-statements
- In-branch cash deposit up to $1,000 per day³

Personal Basic Chequing Account*
Features:
- No monthly fee for 6 months⁴
- 20 day-to-day transactions²
- Easy online and mobile banking access, including Interac e-Transfer
- Access to over 43,000 surcharge-free ATMs via THE EXCHANGE™ network

Alterna's MicroSavings Program
Healthy savings are essential for micro and small entrepreneurs. This innovative service encourages savings by allowing account holders to set up automatic monthly payments to a savings account for a pre-determined term.
Traitement des paiements
Développez votre entreprise grâce aux solutions de paiement pour commerçants de la Caisse Alterna. En association avec Global Payments, un des principaux fournisseurs mondiaux de technologies de paiement et de solutions logicielles, nos solutions de paiement vous permettent d’accepter de manière transparente toute forme de paiement, n’importe où n’importe quand.
Inscrivez-vous à Global Payments pour vous prévaloir de ces avantages suivants :
- 0 $ en frais de location pour les trois premiers mois ou
- 200 $ de rabais sur l’achat du terminal
- 0 $ en frais d’installation et d’expédition du terminal (150 $ d’économies)
- 2,0 % si la carte est présente
- 2,45 % si la carte n’est pas présente
- Taux fixe de 0,07 $ pour les opérations de débit Interac (dont les opérations par carte sans contact)
Code promotionnel – CA-2024-Alterna Community Solutions Bundle Campaign
Contact us today to learn more
Additional Products and Services
Credit Cards
We have a credit card to fit your lifestyle. Whether you’re looking for valuable reward points, unique partner benefits or simply lower fees, you can choose the card that's right for you.
Partner Services: Staples Studio
Canada's most integrated co-working community, providing products, services and learning to help businesses, entrepreneurs, and remote workers achieve their goals.
¹$10 monthly fee after 6-month introductory period
²Deposits, Cheques, Pre-authorized payments, Debit card transaction (point of sale), In-branch withdrawals and transfers, Alterna ATM withdrawal and transfers,
Online and automated telephone banking bill payments, Online and automated telephone banking transfers
³Each deposit transaction counts towards the day-to-day transactions included in your package.
⁴$4 monthly fee after 6-month introductory period
⁵The Alterna Visa credit card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
*Eligibility Requirements to qualify for the 6-month monthly fee wavier
a. Provide Alterna with a valid email address
b. Complete at least one (1) eligible transaction of at least $25 of any of the following categories in
the Personal Basic chequing account within 90 days of account opening.
- Interac® Debit Transaction (Point of Sale)
- Send, request, or receive Interac® e-Transfer
- Bill Payment via Online Banking or the Alterna mobile app
- Set up a recurring bill payment
*Subject to Staples terms and conditions.
Votre bien-être financier passe
en premier
Bienvenue dans une meilleure façon d’effectuer des opérations bancaires. Notre équipe compétente donne la priorité à votre bien-être financier en vous prodiguant des conseils judicieux, attentionnés et transparents, tout en vous proposant tous les produits et services dont vous avez besoin.
Restez en contact. Inscrivez-vous pour recevoir des nouvelles, ainsi que des informations sur les événements et les nouveaux produits. Inscrivez-vous maintenant!